AI Governancefor Fintech
PCI-grade personal data scanning, per-agent budget caps, and immutable audit trails. Govern every AI call your trading bots, fraud detectors, and analysis agents make -- with zero code changes.
One base URL swap. Full compliance coverage. Start free with 1,000 requests/day.
The risks of ungoverned AI in finance
Financial services face unique AI governance challenges that generic LLM proxies do not address.
Average cost of a financial data breach (IBM, 2025)
PCI Compliance Risk
AI agents processing transactions can inadvertently send card numbers, account details, or SSNs to AI providers. A single leak means fines, breach notifications, and lost customer trust.
Potential cost spike during market volatility events
Runaway Trading Bot Costs
Autonomous trading agents can generate thousands of AI calls per minute during volatile markets. Without per-agent budget caps, a single bot can burn through your entire monthly AI budget in hours.
Typical regulatory response window for audit requests
Regulatory Audit Requirements
Financial regulators (SEC, FCA, MAS) increasingly require explainable AI decisions. You need an immutable record of every AI call, every governance decision, and every agent action -- retrievable on demand.
How the gateway protects financial data
Four layers of governance applied to every AI request, automatically.
Personal Data Scanning for Financial Data
The gateway scans every request before it reaches any AI provider. Regex and pattern matching catches credit card numbers (Luhn-validated), bank account numbers, routing numbers, SSNs, and API keys. Configurable deny or redact modes.
Blocks PCI-sensitive data before it leaves your network
Per-Agent Budget Caps
Set daily and per-request cost limits for each trading bot or analysis agent. The cost estimation step pre-calculates token costs and denies requests that would exceed the budget. Real-time tracking in Redis means limits are enforced within milliseconds.
$50/day cap per agent, $0.50 per-request max -- configurable
Immutable Audit Trail
Every AI request, governance decision, and agent action is logged to an append-only audit trail in MongoDB. Time-stamped, org-scoped, and searchable. Export to your compliance system or hand directly to regulators.
Every decision recorded. Every action traceable. Always.
Model Allowlists
Restrict which AI models your agents can use. Prevent accidental use of models that lack SOC 2 compliance or that route data through unapproved jurisdictions. Wildcards supported (e.g., gpt-4* allows all GPT-4 variants).
Only approved models. No exceptions.
Example: AI-powered fraud detection
A 6-agent fleet processing 17,500 AI requests per day -- every call governed, every cost tracked, every action audited.
| Agent | Model | Role | Req/Day | Cost/Day |
|---|---|---|---|---|
| Transaction Analyzer | gpt-4o | Processes incoming transactions and flags anomalies | 8,200 | $12.40 |
| Pattern Detector | claude-sonnet-4 | Cross-references flagged transactions against known fraud patterns | 3,100 | $8.70 |
| Risk Scorer | deepseek-r1 | Assigns risk scores based on multi-signal analysis | 4,500 | $2.30 |
| Alert Router | gpt-4o-mini | Routes high-risk alerts to human reviewers with context | 1,200 | $0.90 |
| Report Generator | claude-sonnet-4 | Generates compliance reports and suspicious activity narratives | 450 | $5.20 |
| Audit Logger | gpt-4o-mini | Summarizes daily activity for the compliance team | 50 | $0.40 |
| Fleet Total | 17,500 | $29.90 | ||
All 6 agents governed through one gateway. Each agent has its own budget cap, model allowlist, and personal data scanning rules. The fleet dashboard shows aggregate and per-agent costs in real time. One audit trail covers every request across all agents.
“We evaluated five governance solutions. Curate-Me was the only one that gave us personal data scanning, per-agent budget caps, and an immutable audit trail in a single platform -- with a one-line integration.”
-- Engineering Lead, Series B Fintech (design partner)
Govern your fintech AI stack.
Start free today.
Swap one base URL. Get PCI-grade personal data scanning, per-agent cost caps, and an immutable audit trail -- instantly.